Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Buying Auto Insurance For Teen Drivers Tips on insuring your teen driver. Insuring Your Second Home There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk.