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Planning Fees

Estimate Your Initial Planning Fee

Below is a sample of our fees for an Initial Financial Plan. Once we have completed your Initial Financial Plan, future annual reviews are about one half the initial investment.  To learn how we can custom design a plan for you, call us at (910) 448-1450, or click here to schedule a free 15 minute conversation with a financial planner to see if we are what you're looking for. There is absolutely no obligation on your part.

“Successful investors work with financial advisors they trust.”

-- Ramsey Solutions

It's all about complexity. Simple plans deserve a lower fee.

Level One

$2,500

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Level Two

$8,900

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Level Three

$12,900

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Level Four

$16,900+

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Level One

Basic financial review to include household portfolio assessment, risk assessment, cash flow, and overall financial trajectory.

Level Two

You would benefit from learning more about fundamental concepts like cash flow planning, debt management, and investing.


  • You are just getting started with your retirement planning.
  • You have a 401(k) or an IRA you would like to rollover.
  • You are interested in college planning for your young children or grandchildren.
  • You are seeking objective advice about basic insurance coverage like life, health, and disability insurance.
  • You want to build a framework for making future decisions.


Your financial plan may include the following:


  1. Cash flow management
  2. Debt management
  3. Life, health, disability insurance basic review
  4. Investing
  5. Developing an asset allocation plan
  6. Retirement planning

Level Three

You have some of the characteristics of a Level Two, but to a more complex degree.


  • You are established in your career or approaching retirement.
  • You have a benefits package with your employer that should be evaluated in regards to your:


401(k); Roth, Pension; Life Insurance; Disability Insurance; Long Term Care Insurance


  • You have already accumulated a moderate level of investments.
  • You have additional personal insurance policies that need to be evaluated.
  • You want to build a framework for making future financial decisions.


Your financial plan may include the following:


  1. Cash flow management
  2. Debt management
  3. Life, health, disability insurance review
  4. Investing
  5. Developing an asset allocation plan
  6. Retirement planning
  7. Income tax planning
  8. Estate planning

Level Four

You have some of the the characteristics of a Level Three, but to a more complex degree.


  • You have multiple investment portfolios such as IRAs, individual accounts, etc.
  • You could benefit from financial advice on one or more employee sponsored 401(k) plans.
  • You are a business owner, or have a household income higher than $200,000.
  • You have multiple sources of current or future retirement income such as:


Social Security income; IRA/Investment Income; Pension Income; Business Income; Rental Property Income


  • You have personal insurance policies that need to be reviewed.
  • You have a deferred compensation plan or other unique pension concerns.
  • You want to build a framework for future financial decisions.


Your financial plan may include the following:


  1. Business planning
  2. Cash flow management
  3. Debt management
  4. Life, health, disability insurance review
  5. Investing
  6. Developing an asset allocation plan
  7. Retirement planning
  8. Income tax planning
  9. Estate planning
  10. Real estate planning

*Inspire Initial Financial Planning Fees are subject to change without notice.